How to Know When You and Your Partner Are Ready to Get Married: The Financial Side

posted on 31 May 2013 by The Tie The Knot Team
posted to Wedding Tips & Advice

Ready to get married? Financial Side?

As romantic a notion as it might be to completely separate love and finance, one can unfortunately not deny the fact that finances play a big role in all of our lives. Taking a closer look at your financial state can actually help you determine your readiness to get married to each other. No, I don’t mean anything along the lines of “get married if your significant other is rich” or “you can’t get married unless you can afford the wedding”. Those things are irrelevant. There are, however, a few questions that you should consider as you consider a life together.

Are you ready to make financial sacrifices?

A good sign that you are ready to commit to each other is when you start making financial sacrifices. Do you find yourself working out which luxuries you can cut out in order to start saving up for a house for the two of you? Are you considering how much you can afford to spend on a ring?

Are you open with each other about your finances?

It may seem silly but being open with each other about the state of your finances is a really big deal. It’s all very well to go off singing into the sunset about how love conquers all, but money matters and if you are already open about things like debts, insurance policies and savings plans then there will be no unfair surprises later.

Do you know each other’s ambitions?

If her goals include being a chorus girl in a show on Broadway while yours fall more along the lines of taking over the small town family business then you guys might have a problem. But if you’re aware of each other’s goals and aspirations for the future and you can comfortably make them fit together (with a little effort of course) then all is well.  Serious ambitions may have an impact on your finances as well as emotions, so you do need to take these things in to consideration.

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What Do You Think?


  1. 31 May 2013
    Michelle says

    Very true indeed … being honest and open about everything including debt and goals is so important … one step at a time :)


  2. 31 May 2013
    Christina says

    Honesty is key! Great post :)


  3. 31 May 2013
    Sally says

    This is such an important conversation to have. But it is also so scary to approach the topic. Thanks, I found this very helpful.